Is Allianz Worldcare better than Medibank? in 2025

Insurance Provider Comparison

Compare different insurance providers and their features

Feature	Medibank$1,319.00	Allianz Worldcare$1,324.00
Why Buy with Us?	Latest Offer	Latest Offer
Meets government requirements
Medibank Allianz Worldcare
Apply directly on this website
Medibank Allianz Worldcare
Accommodation
Medibank Allianz Worldcare
Accident and Emergency Services	All hospitals	Public and Agreement only
Medibank All hospitals Allianz Worldcare Public and Agreement only
Outpatient and Postoperative
Medibank Allianz Worldcare
Doctor Services	100% of MBS	100% of MBS
Medibank 100% of MBS Allianz Worldcare 100% of MBS
Standard GP Consultation	100% of MBS	100% of MBS
Medibank 100% of MBS Allianz Worldcare 100% of MBS
Telehealth	100% of MBS	85% of MBS
Medibank 100% of MBS Allianz Worldcare 85% of MBS
Specialists	85% of MBS	85% of MBS
Medibank 85% of MBS Allianz Worldcare 85% of MBS
Pathology and X-rays	85% of MBS	85% of MBS
Medibank 85% of MBS Allianz Worldcare 85% of MBS
Emergency ambulance services
Medibank Allianz Worldcare
Surgically implanted prosthesis
Medibank Allianz Worldcare
Prescription Medicines	$70 item limit $30 co-payment $500 person limit pa $1000 family limit pa	$50 item limit $30 co-payment $500 person limit pa $1000 family limit pa
Medibank $70 item limit $30 co-payment $500 person limit pa $1000 family limit pa Allianz Worldcare $50 item limit $30 co-payment $500 person limit pa $1000 family limit pa
Pre-existing Psychiatric	0 Months	0 Months
Medibank 0 Months Allianz Worldcare 0 Months
Pre-existing Conditions	12 Months	12 Months
Medibank 12 Months Allianz Worldcare 12 Months
Obstetrics	12 Months	12 Months
Medibank 12 Months Allianz Worldcare 12 Months
Refund Policy	limited fees may apply	no fees
Medibank limited fees may apply Allianz Worldcare no fees
Support Services	24-hr health and emergency support line	24-hr in-person safety support 24-hr virtual doctor visits
Medibank 24-hr health and emergency support line Allianz Worldcare 24-hr in-person safety support 24-hr virtual doctor visits
Policy Document
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